Commercial Lending


An unconventional approach to conventional loans.

As the premier lender in the Twin Cities, Bridgewater is preferred by savvy entrepreneurs who value creativity, flexibility and moving quickly. Why not work with a local partner to get your project off the ground? 

Commercial Real Estate

We understand that flexibility and creativity can make all the difference. 

Acquisition Financing

Expand into new markets, acquire a competitor, or purchase an established business with financing that supports your growth.
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Affordable Housing

Helping you navigate the complexities of Affordable Housing with confidence.
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Commercial Real Estate

Looking to acquire a new commercial property or refinance an existing one?
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Construction Loans

Building a home or renovating an existing property? A construction loan is for you.
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Long-Term Multifamily Financing

Planning to refinance your multifamily project or acquire an investment property?
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Letter of Credit

Bridgewater provides a promise to pay.
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Commercial & Industrial

We recognize the importance of finding flexible solutions for your business. 

SBA Lending

Finance your business needs with lending solutions guaranteed by the Small Business Administration.
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Working Capital Loans

Keep your business moving forward with flexible financing to support growth, manage cash flow, and pursue new opportunities.
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Working Capital Lines of Credit

Meet your daily operational needs with a Working Capital Line of Credit.
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Equipment Financing

Finance the purchase equipment for your business with flexible solutions designed to support your unique needs.
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Acquisition Financing

Expand into new markets, acquire a competitor, or purchase an established business with financing that supports your growth.
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Commercial Real Estate

Looking to acquire a new commercial property or refinance an existing one?
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Partner & Shareholder Buy in Loans

Retain your future talent through both partner and shareholder buy in loans.
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The best in the business.

Meet the best in Twin Cities' commercial lending.

Andrew Bates

Andrew Bates

Senior Vice President Commercial Banking

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John Callahan

John Callahan

Senior Vice President Commercial Banking

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Patrick Craig

Patrick Craig

Managing Director Commercial Banking

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Pat Cullen

Pat Cullen

Managing Director Commercial Banking

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Tony Ferraro

Tony Ferraro

Chief Lending Officer

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Tyler Manning

Tyler Manning

Senior Vice President Commercial Banking Team Lead

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Nick Place

Nick Place

Chief Banking Officer

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Lynn Roth

Lynn Roth

Vice President Commercial Banking

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Jeff Shellberg

Jeff Shellberg

Director

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Cassie Laurvick

Cassie Laurvick

Vice President Commercial Banking

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Mark Furniss

Mark Furniss

Vice President Commercial Banking

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Matt Batinich

Matt Batinich

Vice President Commercial Banking

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Nick Bellestri

Nick Bellestri

Vice President Commercial Banking

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Ross Briggs

Ross Briggs

Vice President Commercial Banking

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Tyler Davis

Tyler Davis

Vice President Executive Banking Team Lead

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Michael Atherley

Michael Atherley

Senior Vice President Commercial Banking Team Lead

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Brian OBrien

Brian OBrien

Vice President Commercial Banking

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Andrew Bates

Senior Vice President Commercial Banking


What makes Bridgewater unconventional: "A bank for entrepreneurs founded by entrepreneurs. We don't just understand our clients' needs, we anticipate them."

Specialty: Construction

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John Callahan

Senior Vice President Commercial Banking


What makes Bridgewater unconventional:
"We are constantly moving forward for our clients. We're never satisfied with where we're at and I wouldn't want it any other way."

Specialty: Affordable Housing

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Patrick Craig

Managing Director Commercial Banking


What makes Bridgewater unconventional: "Bridgewater's creativity and willingness to think “outside the box” is what separates us from traditional Big Banks."

Specialty: Affordable Housing

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Pat Cullen

Managing Director Commercial Banking


What makes Bridgewater unconventional: "We understand our clients' needs and move quickly. The lending process at Bridgewater is streamlined and uncomplicated."

Specialty: Commercial Real Estate

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Tony Ferraro

Chief Lending Officer


What makes Bridgewater unconventional: "Bridgewater does things differently. When everyone else is going one way, we go the other and see things from a new perspective."

Specialty: C&I Lending

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Tyler Manning

Senior Vice President Commercial Banking Team Lead


What makes Bridgewater unconventional: "We are able to understand deals quickly and offer seamless execution from initial meeting to loan closing by taking a common-sense approach to lending."

Specialty: Affordable Housing

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Nick Place

Chief Banking Officer

Nick Place serves as Chief Banking Officer, where he oversees all aspects of client growth and relationship management, including lending, treasury management, deposit services, and marketing. He has also been instrumental in strategically developing specialty loan products in response to market demands. Since joining the bank in 2007, Nick has played a key role in driving revenue growth and positioning Bridgewater as a premier Twin Cities commercial bank. As Bridgewater’s former Chief Lending Officer, Nick led the lending team and managed Bridgewater’s loan portfolio, playing a key role in building and maintaining client relationships.

Nick also serves on the boards of Rethos Places Reimagined and Minnesota Housing Partnership, and frequently contributes as a guest speaker on various commercial real estate panels across the Twin Cities.

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Lynn Roth

Vice President Commercial Banking


What makes Bridgewater unconventional: "Flexibility. Local decision making. Responsive. It’s as simple as that."

Specialty: C&I

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Jeff Shellberg

Director

Jeff is a founder of the Company and founding member of the Board of Directors. He has worked in the regulatory and commercial banking industry for more than 40 years. His extensive community banking experience includes strategic planning, policy development, risk management, and asset-liability management, as well as external and internal audit oversight. Jeff served as the Company’s Chief Credit Officer and Corporate Secretary for over 20 years. In this role, he leveraged his vast industry experience to support the Bank as chairman of the loan committee and worked closely with banking and credit teams to maintain strong asset quality across the loan portfolio. 

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Cassie Laurvick

Vice President Commercial Banking


What makes Bridgewater unconventional: "BWB is constantly evolving to anticipate our clients' wants and needs."


Specialty: Construction

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Mark Furniss

Vice President Commercial Banking


What makes Bridgewater unconventional: "
We provide what many other banks cannot offer: creative loan structures and local decision making, while providing a simplified on-boarding process and the ability to close quickly."


Specialty: CRE

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Matt Batinich

Vice President Commercial Banking


What makes Bridgewater unconventional?
“We have a knowledgeable and creative team that welcomes the 'out of the box' opportunity and moves quickly to structure a package best suited for our clients' needs.”


Specialty: C&I

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Nick Bellestri

Vice President Commercial Banking


What makes Bridgewater unconventional:
"We go above and beyond serving our clients through unparalleled focus and dedication - offering smart tailored solutions with local decision making."

Specialty: C&I

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Ross Briggs

Vice President Commercial Banking


What makes Bridgewater unconventional: "Our commitment to challenging the status quo and continuously searching for new ways to provide creative solutions for our clients is second to none."


Specialty: CRE

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Tyler Davis

Vice President Executive Banking Team Lead

NMLS: #1070733

What makes Bridgewater unconventional:

“Bridgewater’s commitment to establishing, building, and growing relationships with its clients is unmatched in today's banking world."

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Michael Atherley

Senior Vice President Commercial Banking Team Lead

What makes Bridgewater unconventional:

"Founded by entrepreneurs for entrepreneurs, Bridgewater possesses a unique strength in understanding our clients' needs and providing the level of service and financing our clients deserve."


Specialty: C&I

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Brian OBrien

Vice President Commercial Banking


What makes Bridgewater unconventional: “We are a relationship-based bank first and provide our clients with one of the industry's most efficient loan delivery processes.”

Commercial Lending FAQs

Contact one of our dedicated Commercial Lenders listed above to find out which solution best meets your needs.  

Is Bridgewater Bank an SBA Preferred lender? 

Yes. As an SBA Preferred Lender, Bridgewater Bank offers a variety of loans guaranteed by the Small Business Administration (SBA). 
 

What commercial real estate financing solutions does Bridgewater Bank offer? 

From Acquisition Financing to Long-Term Multifamily Financing, we offer a variety of financing solutions to meet your real estate investing needs.  

Does Bridgewater Bank offer term loans? 

Bridgewater Bank offers a variety of term loans including short-term, intermediate-term and long-term.  

Does Bridgewater Bank offer Commercial & Industrial Loans? 

Yes. Bridgewater Bank offers financing solutions for businesses of all sizes and industries. These flexible solutions include Letter of Credit, SBA Lending, and Working Capital Loans.

Does Bridgewater Bank offer personal lending solutions?

Yes. Bridgewater Bank offers a wide range of loans to meet your personal lending needs. Click here for a full list of our personal lending solutions.

Ready for something
unconventional?